A simple choice,
for the best experience.
At Lendwire, we’ve intricately crafted our platform to understand the unique financial landscape of Canada, ensuring precise matches between borrowers and mortgages.
Our commitment to transparency ensures you’re always in the know, avoiding hidden pitfalls.
We pride ourselves on blending cutting-edge technology with a warm human touch, always placing the borrower’s needs first.
While others may offer mortgages, Lendwire delivers a seamless, tailored, and trusted Canadian experience.
- Customized solutions for all of our clients.
- Dozens of options for all income types, from retired to self-employed.
- Specialty programs for New to Canada, Welcome to your new home!
- We explain your contractual and commitment obligations, you're not rushed through signing.
- No hidden terms or fees.
- Their focus is volume with specific banks, not your best interest.
- Hire agents who act as salespeople.
- Complex situations are often told they have no options
- Hidden terms and fees disguised as essential
- Treated as a number for their numbers
How Do The Other Guys Post Such Low Rates?
Simple. They're advertising their High-Ratio rate (meaning less than 20% down on a purchase) that looks attractive to get you to inquire
There Was a Low Rate for Refinance Though!
We can do this too, but we won't unless asked! Want to know how? It's called a rate buy-down. They lower their commission paid up front by the Bank in order to make your rate lower. Some of our competitors buy down the rate at specific banks so they look like they offer low rates. The problem is they focus on volume with specific banks, making your choices limited to 1 to 3 options. At the end of the year they collect their volume bonus cheque. Cha-Ching for them, not the best option for you.
What Can Lendwire Do Different?
To start: We can underwrite your deal the way it should be done. Some situations are more complicated than others. We've had clients who were told they could not get financing from one of our competitors, but we got it done at the bank they wanted. How you underwrite and present a deal matters!
What If I Get Declined?
Then we build you a customized plan that can help you turn that decline into an approval the next time around. We offer all our declined clients alternative options, if they decide against those options, we build them a financial outlook that can act as a guide to getting approved. We follow-up to see how you're maintaining course on that guide and give it our best shot the next time around.
